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Stablecoin’s popularity for cryptocurrency payments has increased in recent years, with many global companies included new methods of payments.
Despite the trend, Crypto payments remains forbidden for retail users in multiple countries, including China, Indonesia, Russia, Turkey And others.
Nevertheless, although these jurisdictions may be banned in these jurisdictions, although they may be forbidden in these jurisdictions, by cryptocurrency to pay for services abroad, some lawyers and observers may be legally permissible.
“Generally, the country’s laws apply only to events that appear in this country or to their own citizens,” said Meric Paldimoglu, lawyer in Turkey and the Paldimogl law firm.
Can Russian and Turkish residents pay crypto for foreign services?
In early June 2025, Georgian travel company Tripzy began receiving payments in USDT Tether (USDT) Stablecoin through CityPay infrastructure, allowing international clients to book services using Stablecoin.
“We started receiving a cryptocurrency to offer our clients more freedom and comfort in payment,” said Tripzy Caintelegraph spokesman. “This is particularly important for guests from countries with currency restrictions or only for those who appreciate the speed of transactions,” the spokesman added.
Given that Georgia relies strongly on tourism from countries such as Russia and Turkey-St. Cryptomatic payments are limited to the inhabitants-the function raises questions about the legality of cross-border payments for passengers from these jurisdictions.
However, there are no laws expressly prohibiting the use of cryptocurrency for payments made abroad.
“The Russian Federal Act No. 259 on digital financial assets has never forbidden the use of cryptocurrency for payments made outside Russia,” said Caintelegraph Yuriy Brisov, founder of D&V Cryptomap. He said that Russian laws are currently only forbidden to accept the inhabitants specifically for contractual purposes.
Paldimoglu shared a similar perspective in solving the problem in relation to Turkish laws.
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“When the Turkish law does not apply to Turkish citizens from a company based abroad,” the lawyer said. He said that a regulation on abuse of crypto assets in salaries applies specifically for licensed payments and electronic cash institutions operating in Turkey.
“It is therefore legal for Turkish citizens to shop on foreign websites and I do not believe that it would cause any problems between Georgia and Turkey,” he added.
Regulatory overlapping increases flags for global authorities
Although the non -creation of new explicit conflicts between jurisdictions that allow cryptocurrencies, and those that do not do so, according to Bris, such a regulatory overlapping is more likely to attract the attention of global authorities.
“If Georgian companies like Tripzy begin to receive crypto from Russian tourists, it can be considered a gap in Brussels,” he said, adding:
“If Tripzy sold tours only to Georgia or other countries that did not store or support Russian sanctions, it would be perfectly satisfactory. However, if Georgia becomes a gateway to the world for Russian money, it will face international pressure and have to choose parties.”
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However, a single travel agency must not trigger any sanctions from the European authorities, but proposed Brisov. Nevertheless, if the formulas appear, the reaction could escalate – not from Russia, but speculated from the global system that promotes compliance.
FATF warns of rising illegal use of stablecoin
Brisov’s notes are in accordance with recent warnings from the financial group for financial action (FATF) on the growing role of stablecoins in facilitating illegal transactions.
“Since 2024, the use of stablecoins from illegal actors, including DPRK. [Democratic People’s Republic of Korea] Actors and terrorist financiers have grown, with most onchain illicit activity now included stablecoins, ”The Fatf established In updating the implementation of measures against money washing (AML) in crypto.
The agency also provided a detailed report on various AML measures taken by FATF Member States and other jurisdictions and undertook to provide a targeted Stablecoins report in the first quarter of 2026.
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