DeFi and TradFi Convergence Closer Than Ever

According to Nelli Zaltsman, head of the Blockchain innovation in Kinexys, the difference between decentralized funds (defi) and traditional finance (Tradfi) could disappear in the next few years.

Co -founder of co -founder Sergei Nazarov at the RWA Summit Cannes 2025, who spoke together with co -founder Sergea Nazarov, SLTSMAN said JPMORGan is trying to merge institutional payment infrastructure with the discovering assets of onchains. adoption.

“Our goal has always been to find the best way to work with a public blockchain, to allow the regulatory environment,” said Zaltsman. She described the blockchain jpmorgan strategy as “Asset Agnostic”, which aims to provide clients with real -time access to multiple networks while minimizing friction.

Banking giant recently Piloted Synchronized Settlement Technology with a chain partitionallowing deposits based on JPMorgan blockchain to orchestrate transactions across different blockchains. Nazarov called Milestone a “very early sign” of how the main banks can connect traditional capital with the market with digital asset.

Related: Tradfu keeps its distance until the defi becomes a manageable risk

Defi and tradfi convergence closer than ever

Sltsman predicted that artificial boundaries separating traditional and decentralized finances would dissolve faster than expected, powered by improved infrastructure and growing willingness to cooperate.

She noted that even ten years ago, JPMorgan had to build her own private blockchain because of the absence of suitable solutions. “Fortunately, it is not that today,” Zaltsman said. “It took many years to appear tools that are a kind of underestimated and support,” she added.

“I hope this convergence will happen sooner than later … We will start looking at the technique of what it is and how we can help different users and not … have these artificial boundaries,” Zaltsmann said.

Last month JPMORGAN expanded his efforts blockchain from Piloting his new deposit tokenJPMD, on the base network of Coinbase. Zaltsman called the start “an exciting milestone for the team and I think Northstar for us for us.”

Unlike StablecoinsThese deposits remain within the bank’s deposit system and offer clients direct access to the blockchain -based markets and effectively span onchain liquidity with institutional cash management.

Related: Tradfu could move onchain because of “terrible banking experience”

JPMORGAN sets a bank trend

Meanwhile, Nazarov emphasized the industrial impact of JPMORGAN participation. “JPMORGan makes he can drive many other banking institutions in the world to notice,” he said.

Nazarov also pointed out that cryptographic evidence and intelligent contracts can now provide smaller counterparties with the same reliability as the top banks and unlock new opportunities in the capital markets.